Can I pay at H&M with crypto?

Yes! With the 0fiat browser extension, you can shop on H&M's website and pay using USDT & USDC. Simply browse H&M as usual and choose 0fiat at checkout. Your order is processed instantly with the same affordable fashion experience you expect from H&M.

Does H&M accept Bitcoin directly?

H&M does not accept Bitcoin natively. However, 0fiat acts as a bridge — you pay with crypto and H&M receives regular fiat payment, so your order is processed like any normal purchase. H&M Member benefits and seasonal sales all work as usual with crypto payments.

What products can I buy at H&M with crypto?

Everything available on H&M's website — clothing for men, women, teens, and kids, plus accessories, sportswear, basics, and home textiles. No restrictions when paying with 0fiat. H&M's full range including seasonal collections and collaborations is available.

Does paying with crypto affect H&M delivery or returns?

Not at all. 0fiat converts your crypto to fiat behind the scenes, so H&M processes your order like any regular purchase. Delivery and return policies remain exactly the same. H&M's standard return window and in-store return options apply as usual.

Can I earn H&M Member points when paying with crypto?

Yes, you can log into your H&M Member account and earn points as usual. Paying with crypto via 0fiat does not affect your loyalty benefits or member offers. Points accumulate toward bonus vouchers and exclusive member discounts.

What happens if my order is cancelled or refunded?

If your H&M order is cancelled or refunded, the refund is processed through 0fiat back to your crypto wallet. H&M's standard return policy applies. The refund is issued in the same cryptocurrency used for the purchase, following H&M's processing timeline.

Can I use 0fiat on the H&M mobile app?

0fiat works as a Chrome browser extension and is designed for shopping on H&M's website through desktop or laptop. For the best experience, visit hm.com in your Chrome browser and use 0fiat at checkout. The full H&M catalog and size guides are accessible online.

Do I get the same prices as regular customers?

Yes, when you pay with crypto via 0fiat at H&M, you see and pay the exact same prices as any other customer. All H&M sales, member discounts, and seasonal promotions apply as usual. 0fiat adds no markup to H&M's affordable pricing.

Which blockchain networks are supported?

0fiat supports multiple blockchain networks for H&M purchases, including Ethereum, Solana, Polygon, BNB Chain, and Tron. You can pay with stablecoins like USDT & USDC. The extension detects your wallet automatically.

Is there a minimum or maximum purchase limit?

0fiat does not impose a strict minimum purchase amount, though very small transactions may be less practical due to gas fees. There is no hard maximum limit from 0fiat. H&M's own free delivery thresholds and order policies still apply.

What are the fees for 0fiat?

0fiat charges no hidden fees. Zero issuance, zero transaction and zero maintenance fees.

Is 0fiat safe to use in United States?

Yes. 0fiat is designed with security and privacy at its core. We do not store your funds or sensitive payment details. All transactions are encrypted end-to-end. All merchant settlements happen via regular fiat rails, so your purchase is processed like a regular checkout.

What cryptocurrencies can I use to pay at H&M in United States?

0fiat supports payments via USDT & USDC. Install the extension, visit H&M in United States, and choose your preferred crypto at checkout.

Where can I download the extension?

You can download the official extension from Google Chrome Web Store or by https://chromewebstore.google.com/detail/0fiat/bgjmpohjfabgackbdcigjmljjpjldmcp.

Shop with crypto on
H&M USA

Shop at H&M and pay with crypto using the 0fiat browser extension. Affordable fashion for everyone — no KYC, no hidden fees.

Once you have installed the extension, just go to the checkout page to pay with crypto.

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How to pay at H&M
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1.

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2.

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3.

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About H&M in United States

H&M (Hennes & Mauritz) is one of the world's largest fashion retailers, founded in 1947 and headquartered in Stockholm, Sweden. Operating in over 75 markets worldwide, H&M offers affordable, trend-driven clothing, accessories, and home textiles for men, women, teens, and kids. With 0fiat, you can shop at H&M and pay with crypto — no KYC, no crypto cards, zero hidden fees.