01The Urban Company Gift Card is a prepaid gift instrument ("Gift PPI") issued by Razorpay Technologies Private Limited ("Razorpay"), authorised by the Reserve Bank of India to issue Prepaid Payment Instruments, and co-branded with Urban Company. Urban Company is the co-branding partner and the merchant at which the Gift Card is redeemable, and is not the issuer of the Gift Card.
02Use of the Gift Card is additionally governed by the Razorpay User Terms and Conditions – Prepaid Payment Instrument, available at [Razorpay PPI T&C URL], and by the RBI Master Direction on Issuance and Operation of Prepaid Payment Instruments. In the event of any conflict, the Razorpay PPI terms shall prevail.
03By purchasing, holding, redeeming or using the Gift Card, you are deemed to have read, understood and accepted these terms, the Razorpay PPI terms, and the applicable privacy and grievance policies.
04The Gift Card is valid for a period of 12 months from the date of issue.
05The Gift Card is not reloadable. No further value can be added to it after issuance.
06No interest shall be payable on the value held on the Gift Card.
07No fee is currently charged for the issue or use of the Gift Card. Any charge introduced in future will be notified to you.
08The Gift Card may be redeemed only by an individual who is a resident of India, is at least 18 years of age, and is not a Politically Exposed Person.
09A valid Urban Company account registered with an Indian mobile number is required. You may be required to furnish minimum customer details as prescribed under the RBI KYC Master Direction before the Gift Card can be redeemed.
Gift Card FAQ
How do I buy a Urban Company gift card with crypto?
Choose an amount, pick the coin and network you want to pay with, and send the exact amount shown to the deposit address. Your code is delivered as soon as the payment confirms on-chain — no account verification or KYC.
How quickly is the Urban Company gift card delivered?
Instantly. The code appears on screen once the crypto payment confirms.
Do I need to verify my identity?
No. 0fiat does not require KYC to buy a gift card with crypto.
Which cryptocurrencies can I pay with?
USDT, USDC and other major coins across several networks. The available coins and networks are listed at checkout with a live quote before you pay.