Trillions of dollars in global payments happen daily. Whether shopping, food, entertainment or rent, money moves constantly. 0fiat exists to make sure crypto moves with it, without banks, cards, or gatekeepers standing in the way.
Core belief
The world already runs online, but money is still trapped in old infrastructure: cards, banks, KYC walls, and hidden fees.
0fiat rejects the idea that using crypto for everyday life should be harder than using a credit card. We are built on the belief that anyone, anywhere, should be able to click "checkout" and pay directly from a wallet they control.
The problem
Crypto is spendable in theory, but in practice users are forced into exchanges, cards, and compliance mazes just to buy simple things online.
Card programs add KYC friction, geographic restrictions, and opaque fees that break the promise of instant, global digital money.
Merchants want new customers and higher approval rates, but not the complexity of handling crypto, chargebacks, or failed payments.
What we stand for
Your wallet, your keys, your checkout. 0fiat connects wallets to merchants without demanding banks, cards, or identity dossiers.
No KYC verification to start spending. Your wallet is enough. Anyone, anywhere, should be able to click checkout and pay.
Zero added fees from 0fiat. No hidden markups or FX surprises common with crypto cards and legacy rails.
Higher success rates on transactions so users can trust that paying with crypto actually works when it matters.
Multi-wallet support so users are never locked into one provider or ecosystem. Your preferred wallet, always.
How we reimagine checkout
0fiat lives as a browser extension at the exact moment of checkout, where intent to buy is highest.
Select product, click 0fiat at checkout, pay with crypto in a few clicks. The user flow is as simple as it gets.
0fiat abstracts away the complexity of payments so merchants see a seamless purchase and users experience a native crypto transaction.
The future we're building
0fiat tracks global rollouts because the mission is truly borderless: any country, any brand, any user with a wallet should be able to participate in the digital economy.
As 0fiat expands, it layers in rewards: joining bonuses, cashback on every transaction, and higher affiliate payouts so the people who use and share the network also own its upside.
0fiat is not just a payment option. It is a statement that the next era of commerce will be open, non-custodial, and natively crypto, and that everyday spending should move at the speed of a click, not at the pace of legacy finance.
Install the free Chrome extension and start paying with USDT or USDC at 150+ stores today.